When does buying usually win financially?
Buying tends to look better when you stay in one place longer, closing costs are spread over many years, and housing costs do not strain your monthly budget.
Rent vs Buy Calculator
Compare the financial tradeoffs between renting and buying across time horizon, rates, and housing costs.
This calculator is coming soon. Check out the related calculators below in the meantime.
How it works
Renting and buying are not purely lifestyle decisions. They are financial choices shaped by time horizon, appreciation assumptions, maintenance costs, and the opportunity cost of capital tied up in a down payment.
Frequently asked questions
What costs do people forget when buying?
Maintenance, taxes, insurance, transaction costs, and the opportunity cost of the down payment are often underestimated.
Is renting a waste of money?
No. Renting can be rational when flexibility matters, local prices are stretched, or investing the difference produces a better outcome.
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