DCA final balance
$294,510
After investing $500/month for 20 years.
DCA final balance
$294,510
After investing $500/month for 20 years.
Total invested
$120,000
240 monthly contributions of $500.
Investment growth
$174,510
Returns earned on top of your contributions.
Portfolio breakdown
Your contributions: $120,000
Investment growth: $174,510
DCA vs lump sum comparison
If you invested the same $120,000 as a lump sum today, it would grow to $559,315 — $264,805 more than DCA. Lump sum typically wins mathematically, but DCA reduces timing risk and is more practical for most people.
Start: Today
Latest: Year 20
Final value: $294,510
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